Juhudi Kilimo (JK) is a microfinance business that serves Kenya’s rural smallholder farmers, providing financing to help them acquire wealth-generating assets, such as high-yielding dairy cows, poultry, irrigation equipment and farm machinery.

JK began in 2004 as a simple agribusiness initiative within the K-Rep Development Agency.

By 2009, it had grown into an independent for-profit social enterprise with the mission of providing loans, insurance and training to rural smallholder farmers.

Juhudi Kilimo advocates for financial inclusion, which promotes access and the use of high-quality financial services, particularly amongst poor people.

It is acknowledged that women disproportionately face financial access barriers that prevent them from actively participating in the economy and from improving their lives.

Juhudi Kilimo is working towards promoting financial inclusion for women to help achieve gender equity and poverty reduction.

This guided by the JK pledge to maintain the percentage of women among its active borrowers at at-least 40 per cent.

Juhudi Kilimo seeks support from GALVmed for the continuation of farmer advisory programs, financial inclusion initiatives, staff capacity building and providing access to finance, all leading to efficiency gains, greater social impact, and gender equity.